Jeonse (lump-sum lease deposit) loan rates by bank

As of 2026.10
BankUp to 5AvgLow
Kwangju Bank0.85%0.50%
BNK Busan Bank1.65%1.00%
Hana Bank3.10%0.91%
KB Kookmin Bank3.94%1.00%
Shinhan Bank3.98%1.16%
Woori Bank4.32%3.64%
KakaoBank4.45%3.87%
Toss Bank4.56%4.11%
K bank4.61%4.13%
IBK Industrial Bank of Korea4.63%3.68%
NH NongHyup Bank4.76%0.87%
BNK Kyongnam Bank5.23%4.15%
Sh Suhyup Bank5.31%4.98%
iM Bank5.33%2.02%
Jeju Bank6.63%6.63%
4.883.9825.1026.0126.0426.074.88%

2026.09 · Mortgage average 4.88%

Mortgage average

Korea Housing Finance Corporation · Bank of Korea ECOS